Last week, I came across a short paragraph about how a spiritual leader, Dalai Lama, thinks about our current economic crisis. Personally I quite agree with what he said about our economy. Here are some of the points that you might interest in:
1. Our greed caused today’s global economic crisis. I totally agree with his words on this. We are living in the world where most people are so greedy and materialistic. We have too much things to buy and enjoy until we put a great honor on our money. …

If you want to have a better management over your money and personal finance, one of the most important things that you must do is allocating time for it. You can allocate a certain amount of time into your daily schedule and focus on money management. It can be taking down your daily expenses, updating your budget or even reading a book about money.
Most of the time management books recommend us to set a schedule or time table for our daily life. This can ensure we can do whatever we …

If you follow my post about why we must retire as early as we can, you will know that there are a few benefits for us to retire early. So today, let’s discuss what kind of steps that we can take every day so that we can have a wealthy early retirement:

Save More Money. The key to retire early and wealthy is investment. It is about how we invest and grow our money so that we can retire early. This is why the first step we must take is save …

One of the reason people is unhappy in their living is because lack of money and the feeling of security for their finance.
Today, we need money to settle a lot of things and problems. Basic needs such as food, clothes, houses, medicines are consuming money. We need money to survive. Therefore in order to feel the sense of real security in life, we must have some money left behind which give the sense of security to us
We all love to live in a life that full of security. No body …

When I was a child, my parents taught me that we should donate and help other people. At that time I can do this very easy. Just take out the money from my pocket and put into the donation box. Well it is not really my money, it is my parents’ money.
But when I grow up and start to manage my own money, I found that sometime it is not easy for us to make the donation, especially in the form of money. There are many facotrs you might have …