Debt Control - Debt Fighting Tips, Part 3 : Live on Cash Basis
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This is Part 3 for the series post Debt Control - Debt Fighting Tips, you can read my part 1 and part 2 by clicking on the links.
We all have credit cards. According to reports, USA, with a population of about 294 million, managed to have over a billion credit cards in issue. That’’s over 4 cards for every man women and child. About 20,000 different cards are on offer from suppliers. This means almost every USA citizens have credit cards. I know this plastic card really gives you a lot of convenient. But if you don’t know how to use it, this convenience will give you another kind of DEBTS. This is why more and more people who own a credit card, get into debt so easy.
Debt fighting tips number 2 : Live On Cash Basis\r\n\r\nNow, try to put this idea into your mind and get used of it right now. Until your debt is under control, you must buy everything using with cash.
It’s not that difficult and it will get easier and easier. Just want to remind you, before the credit cards appear in this world, we buy thing using our cash! So you will get used of this life without credit cards easily.
Once you’ve achieved financial freedom and your debt is under control, then you can get back to the cashless life. But! You must know how to use credit cards wisely. If not you will repeat the history of getting debts!
But until then buy things that you have cash for them. Setup a goal, plan it in your budget, and buy things that you want to.
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[…] I had discussed this point before in my post Debt Control ???€?Debt Fighting Tips, Part 3 : Live on Cash Basis. By living on a cash basic, you will stop making new debts. ????ay you charged $700 at Christmas or Hanukkah on a card that carries a 13 percent interest rate and requires a minimum payment of $28 a month. Pay just the minimum every month, and it will take you more than five years to pay off the debt and will have cost you more than $210 in interest. If you double your monthly payment to $56, the debt will be gone in 14 months, and the interest will be just $56.30.????#8221; […]
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