Sorry, I forget to share the further information about 2 scams that commonly used to cheat our ID. This information also comes from Newsfactor.com’s article called “Online Banking: How Safe Is Your Money?” .

“Two scams commonly used today are phishing and pharming. In a phishing attack, a victim is tricked into divulging a password, user name, or other confidential data by an e-mail that purports to originate from a bank or credit card company. The message typically steers people to fake Web sites under the pretense of having them update security information. Once the sensitive data is obtained, the victim’s money is there for the taking.

Phishing e-mails might also ask customers to reconfirm their ATM card number, expiration date, and personal identification number (PIN). These details are then used to manufacture a bank card, which the fraudster then uses to drain the victim’s account.

Pharming works much in the same way as phishing, except that e-mail is now out of the picture. In a pharming attack, your Web browser is hijacked so that you are diverted to a false site when you attempt to visit your bank. Unaware of anything out of the ordinary, you divulge your password and user name to criminals.”

Source : Newsfactor.com

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