This week, my blog, Journey To Financial Freedom is so proud to host Carnival of Debt Reduction #23. First of all, I really thanks to John (Mbhunter) for helping me so much by sending me all the submitted articles to me.

Without wasting any time, here is the hot stuff of this week :

Will Kirby From Kirby On Finance - Rise in Card Minimums not as bad as thought

This post may be good news for those carrying a debt on their credit cards. It turns out that the hit from the increased minimums may not be as bad as previously thought.

FMF from Free Money Finance - How much debt is too much?

Can you borrow too much to get a college education? FMF recommend some steps that you must do before you go for college education.

Tracy from Healthy, Wealthy and Wise - Making Monthly Payments Weekly

Tracy shared his own experience of getting a car loan and how she chooses the payment option that save her $450 without any hard works.

Dan Melson from Searchlight Crusade - Looking For Loans in All The Wrong Places

This has to do with managing your mortgage loan balance. Dan Melson shares some of the idea on loans that we must think over.

Jane Dough from Boston Gal’s Open Wallet - Why you should understand your credit card debt

Jane introduce an online widget that easily allows you to see how long it will take you to pay off your credit card balance.

Amanda from Young and Broke - Controlling Retail Therapy

This post offers some insight and tips on how to avoid the urge to impulse buy and control our emotions about spending.

John J. Crawford from The Emerging Debt Free Generation

What does it take to get you serious about combating your personal debt.

Jeffrey Strain from Personal Finance Advice - Proper.com - A Good Place to Consolidate Credit Card Debt?

While Prosper.com may seem like a good opportunity to consolidate credit card debts and lower monthly payment, run the numbers first to make sure

Bill from No BS Finance - My Debt story

A real life story about how Bill tackled debt problem and came out the other side.

John, Mbhunter from Might Bargain Hunter - Down payments on credit cards?

Put a down payment for a house on your credit card? Not if you’re trying to reduce your debt!

DeputyHeadMistress from The Common Room - Frugalities, Reducing Consumption

A great article that talk about frugalities. It will be best put under Festival of Frugality

Richard Miller from Firevalt Blog - Personal Finance and Entrepreneurship - Is Wealth Bad?

A great article that definitely remind us the theory of “pay yourself first”.

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