Invest To Financial Freedom – Ways To Invest when you have $100,000? Aggressive Ways Part 2
This is the chapter 6 for my series “Ways to Invest when you have $100,000?†In chapter 6, I will share with you my First suggestion of aggressive ways to invest your $100,000.
PS: What is aggressive ways? Aggressive ways to invest is a way to invest your money in those high risk investments that can bring super growth and returns to you. However, what I discuss here is just some kind of sharing and inspiration. Please do your research before invest in aggressive investment.
Suggestion 2: Stocks  + Money Market Fund
Invest $80,000 in stocks. The risk is high compare to other investment so you must get prepare in terms of your minds to accept the pressure and enough knowledge to invest in stocks to gain profit. The remaining $20,000 will be invested in money market fund. This kind fund has lower risk and more safety than stocks.
However, if you want to take this combination as your investing strategy, here is the point that you must pay attention on:
You must learn and know how to trade in stock market and profit from it.
- No matter what happen or at anytime, you must reserve some cash and money for emergency usage. If anything happen to your investment, you still have some money left.
Carnival Of Debt Reduction #23
This week, my blog, Journey To Financial Freedom is so proud to host Carnival of Debt Reduction #23. First of all, I really thanks to John (Mbhunter) for helping me so much by sending me all the submitted articles to me.
Without wasting any time, here is the hot stuff of this week :
Will Kirby From Kirby On Finance - Rise in Card Minimums not as bad as thought
This post may be good news for those carrying a debt on their credit cards. It turns out that the hit from the increased minimums may not be as bad as previously thought.
FMF from Free Money Finance - How much debt is too much?
Can you borrow too much to get a college education? FMF recommend some steps that you must do before you go for college education.
Tracy from Healthy, Wealthy and Wise - Making Monthly Payments Weekly
Tracy shared his own experience of getting a car loan and how she chooses the payment option that save her $450 without any hard works.
Dan Melson from Searchlight Crusade - Looking For Loans in All The Wrong Places
This has to do with managing your mortgage loan balance. Dan Melson shares some of the idea on loans that we must think over.
Jane Dough from Boston Gal’s Open Wallet - Why you should understand your credit card debt
Jane introduce an online widget that easily allows you to see how long it will take you to pay off your credit card balance.
Amanda from Young and Broke - Controlling Retail Therapy
This post offers some insight and tips on how to avoid the urge to impulse buy and control our emotions about spending.
John J. Crawford from The Emerging Debt Free Generation
What does it take to get you serious about combating your personal debt.
While Prosper.com may seem like a good opportunity to consolidate credit card debts and lower monthly payment, run the numbers first to make sure
Bill from No BS Finance - My Debt story
A real life story about how Bill tackled debt problem and came out the other side.
John, Mbhunter from Might Bargain Hunter - Down payments on credit cards?
Put a down payment for a house on your credit card? Not if you’re trying to reduce your debt!
DeputyHeadMistress from The Common Room - Frugalities, Reducing Consumption
A great article that talk about frugalities. It will be best put under Festival of Frugality
Richard Miller from Firevalt Blog - Personal Finance and Entrepreneurship - Is Wealth Bad?
A great article that definitely remind us the theory of “pay yourself firstâ€Â.
Debt Control - Am I in trouble?
Warning signs are everyway, a book, an article, brochure or even yourself that keep telling you that you have debt with you. But what can you do to check whether you are in debt trouble or just under control?
Today I found a system that many people use to check the level of debt trouble. It is called Debt Load
Here is how it works:
First you must sum up all your debt payments, say $500. Then you calculate out your net income. It will be easy if you run a budget and keep track all your money. If you haven’t do it, then you must build up one now and use it to get your net income. For more information of budget, you can read my post Budget To Financial Freedom here.
Now you know what is your total monthly debt payments and also your net income. So what you have to do is dividing the $500 (Your debt payment) with your net income, says $1500. The results will be 33.3%. Now you have the hard number but what does it mean?
According to some experts, this number should not never over 20%. If it over 20%, then you must ask for helps and see how you can reduce the ratio.
