What is your credit score? 300? 500? or 8++?

Credit score is important to everyone of us. It will show how trustworthy we are and people will base on this credit score to judge on us. If I’m not wrong, credit score is not only important for us to get the mortgage and better deal, but if we apply some good job, our credit score also has its role inside.
So, since credit score is so important, why don’t we learn more about it? Today I’m going to share with you a …

I always believe that to achieve financial freedom, we don’t or have to start and run our own business. I saw a lot of my customers achieve financial freedom without running any business. Just with the right money management and personal finance skills, they managed to achieve financial freedom without any business support.
However, if you want, really want, to start a business in your life time, then here are some simple steps that I think you should take to start a business:
1. Find your niche
First of all, you must …

Recently, I feel that more and more people start paying attention on their personal finance. At least you and I are always visiting to those personal finance information sites, aren’t we? Some of those high educated and personal finance minded investors even start invest using their debt.

Yes, sometimes this is a good idea. We can use other people’s money to invest and make money instead of using ours which may take us many years to save. However, invest using debt is just like a knife, it can help …

How we make money? I think the most common tactic is SELLING. Sell what we have to people who need it. So if you want to make more money, all you have to do is just sell it at higher price.

Today I read an article from Ellen Florian, Fortune about How we can maximize our sale price for our house. I think the tricks that talk inside the article should be take down in our real estate journal. In real estate, I think we must learn how to …

Below is a table about the average retirement savings by age. I think this statistic can be a personal finance reference.

Age

All

25-34

35-44

45-54

55+

Less than $25,000

52%

70%

50%

41%

39%

$25,000

13%

12%

15%

14%

12%

$50,000

11%

9%

14%

13%

7%

$100,000

12%

5%

10%

17%

23%

$250,000

11%

4%

10%

16%

19%

Source : Fool.com
Via : Richdad.com