A free Java Asset Allocation tool
Just found a great tool that can give you some guidelines and ideas how you can allocate your asset base on your age, current asset, saving per year and tax rate.
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After key in the relevant data, a percentage pie-chart will be shown which consisted of Large Cap, Mid Cap, Small Cap, Foreign Stock, Bonds, Municipals and Cash.
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Via : Savvy Samurai
5 Personal Finance stages in the Game of Life
According to Fabman from Richdad.com, there are 5 stages in our life that have different focus on personal finance. He does have his point in his article and I would like to bring it for your attention.
The 5 stages of the Game Called Life
1. Struggling – you have nothing and struggle for life.
2. Surviving – a comfort zone where you have a reasonable income job and all your debt is under your control. This is the stage where everybody dreams for however this may be a trap or a block on you to be rich because to be rich and wealthy, you must move onwards and leave this zone.
3. Striving – now you want to achieve more for your life. So you read books, attend seminars and keep improving your knowledge so you can invest and start a business that bring you to the next stage.
4. Capitalist – You work so hard in business and investment, so now at this stage you don’t really have to work any more because the money “love†you and comes to you automatically. Your income far more over than your expenses.
5. Charitable – Hey now you have enough wealth and everything in your life seems ok to you. So now you want to help others with your free time, your money and your knowledge.
Actually the stages above are also some stages that we will pass in the journey to financial freedom. First we struggle to make our debt under control, then we prepare everything and have extra money. With the extra money, we start investing and do something that brings more money to us. At the end, we achieve financial freedom and finally we have plenty of time and money to help others.
So which stage you are in today?
Source : Richdad.com
Carnival Of Business Week #27
Hi, welcome to another week of Business Carnival. There are lots of great entries for this week of carnival of business, thanks to all the bloggers who submit their articles. As usual I will put them into a single post here for you to read:
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Let’s see what is ISHTAR and how it can help us to achieve our goals.
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Harvard Business School 30 Years Later: Bring Back Joe at Trusted Advisor Associates
This is an article that talks about HBS (Harvard Business School) 30 years before and later.
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Trade Deficit, Budget Deficit, Truth Deficit at Mad Kane’s Political Madness
Commentary and a pair of limericks about the U.S. trade gap, the budget deficit, and press gullibility in covering these issues.
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To CONsult or to be brilliant? At RadicalHop.com
Peter Kua shared with us what a so called business consultants do that make us think about whether to consult or to be brilliant?
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How to Start a Business - Part 1 of 4 at The Small Business Buzz
This is the part 1 of Michelle’s How to start a business which talk about Focus and Impact.
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Yahoo! to Build Bigger Bomb Shelter at SearchViews
A simple reviews on the news of “Yahoo profit falls 37%; net sales up 20%”
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Getting the Most from a Savings Account at How Do People Get Rich?
Another great article about Saving account.
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SBO’s Create Their Own Lifestyle at The Freestyle Entrepreneur
SBO (Small Business Owner) simply have the choice to create their lifestyle, quite attractive!
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Needs based selling  at All Tips and Tricks
I agree that it is much easier to sell a product if we can take care the customer’s needs
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What I Invest In at Free Money Finance
Details of FMF’s investment plans.
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The IQ of a Meeting at Passion, People and Principles
A cool article on how we can measure the quality of a meeting using the theory of Meeting IQ (MIQ)
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GTD Hack - The Bubble List - Free PDF at My Bubble Life
Thanks to My Bubble Life for sharing this information with us and tell us where we can download The Bubble list in pdf form(FREE)
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6 excuses why people don’t save money at FRAUDfiles
You know the content of this article after reading the title.
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The PlayStation True Story at Innovation Zen
Some simple history, a true story on Playstation
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Spotlight on Cape Verde at Renthusiast
Cape Verde, touted by many to be the next foreign investment property hotspot. With direct flights from Britain due to start next month, developers and estate agents are “piling into the islands in force,” but is the north - African archipelago truly a safe investment?
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So, You’re Starting a Small Business at Rebuilding Eden
If you are going to start a small business soon, then the 5 personal rules for small business in this article are something for you.
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Business Etiquette Between Manager and Employee at Reasoned Audacity
Your Business Blogger is noticing a most disturbing trend with business clients. The younger employees do not, it appears, render proper subservience and groveling to their elder-better bosses. This disturbs my sense of order and entitlement. Is good old fashioned boot-licking dead?…
What My Father Taught Me About Business: Endless Fools at My 1st Million At 33
Summary: Don’t be a victim of unscrupulous business. Be a smart shopper
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Joe Calzaghe makes the Right Move Abroad to Apollon Holiday Village at New Off Plan Bricks
A story on how Joe Calzaghe move abroad to oversea real estate.
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The Divorced Commission and the MLS: Building a much better home search tool . . . at BloodhoundBlog
We need to get the issue of Realtor compensation out of the buyer’s way. By means of Divorced Commissions, we can do that, and, as a secondary consequence, we can build a better, much more useful MLS system…
