Finandom dot Com

I really miss out this PF blog tournament which held by Money Blog Site.

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This is a tournament between 32 best personal finance blogs. All you have to do is posting your comments with your votes on your favorite blog. Of course, the blog that get the most votes will be the winner.

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My blog, Journey to Financial Freedom, is so lucky and have a chance to join this tournament. My first match will be against No Limits Ladies. Let see would my blog wins the first math.

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PS: Please Vote for my blog!

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Source : Money Blog Site

Announcement, MISC

If you are an employee, one of the issues that you might concern is how you can manage your monthly salary so you can achieve whatever financial goals that you planned.

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I think Paycheckcity.com because it provides a lot of paycheck calculators that let you better mange your paychecks.

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You may think you need to pay for all the services. Nope, nothing charged on you. With a free membership, you can access and use all the tools inside the page.

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For you convenience, I listed down some of the calculators for you here:

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Personal Calculators

1. The Paycheck Calculator
2. The Hourly Paycheck calculator
3. Form W-4 Assistant

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Advanced Calculators (Free Membership needed)

1. Gross-Up Calculator
2. 401(k) Planner
3. Bonus Calculator (percent method)
4. Bonus Calculator (aggregate method)
5. Employee Stock Options Calculator
6. The Public Employee Paycheck Calculator
7. Tip Tax Calculator
8. Payroll-Taxes Discussion List

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Source : Paycheckcity.com

How to Manage Money, MISC Budget Your Money

Business Sales are very important as it is a way that generates income for your business. So if you have the skill to motivate your customers and trigger them to buy, then your business can be grown to a stage that you never imagine.

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First you must understand what people really want, and here is the top 10 “wants” of people:

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1. People want to make money
2. People want to save money
3. People want to save time
4. People want to look better
5. People want to learn something new
6. People want to live longer
7. People want to be comfortable
8. People want to be loved
9. People want to be popular
10. People want to avoid stress and gain pleasure

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So if you can position your services and your products according to the “wants” of your customer in the market, then your sales will be boosted like rocket.

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Business Skill, How To Sell, Ways To Make More Money

I just found a free excel spreadsheet snowball calculator that claimed can help you determine the best order to pay off your debt.

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The site and the excel file was make for a long time. I can see that the last update for the site was 10 March 2003 and the latest version of the snowball calculator is V3.5 which can handle 20 debt accounts.

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If you wish, you can download this free Excel Spreadsheet Snowball Calculator over here.

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Source : Snowball Calculator

How to Manage Money Debt Consolidation, Loan & Mortgage

There are a lot of ways to invest in real estate and invest in Foreclosure properties is one of them.

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Foreclosure is a process where bank or the creditor sells the property due to the owner’s failure to pay their mortgage in times.

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There is no doubt that investing in foreclosure home is one of the first ways that many people start their real estate investment journey. There is nothing more attractive than foreclosure home which can let you purchase a property under the value.

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However, thedfwmentor said that there are 5 myths of foreclosure that you must remember and understand before get started.

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4 Myths of Foreclosure

1. Foreclosure is always a great deal.
2. Foreclosure Properties have a lot of equity
3. Homeowners are never at fault
4. Texas is 6^th in the nation with foreclosure.
5. Homeowners are motivated to sell

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My Opinions:

I quite agree the myth number 1.Not all the foreclosure properties are great deal. As a real estate investor, there are many factors you must consider. The location, facilities and also the neighborhoods might affect the returns of an investment. Because of this, a foreclosure property is same with a new property, where some researches still need to be carried out.

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Source : BiggerPockets.com

Learn How to Invest, Real Estate