Weekly Interesting Reads

November 25, 2007 · Filed Under Announcement, Weelky Interesting Reads · 2 Comments 

Another update for my weekly interesting reads. This week I don’t really spend so much time on reading articles as I’m quite busy with my other project. Without further ado, here is the list:


Sites that I added to StumbleUpon

If you have a stumbleupon account, please feel free to add me. :)


Carnival that my Blog Participated last week

My blog participated in a few blog carnival last week:

That’s all for this post. Do you love what I’m sharing here?

PS : If you have a stumbleupon account, please feel free to add me. :)

Motivate Yourself to Get Out of Debt by Finding the Reasons

November 23, 2007 · Filed Under How to Manage Money, Steps to Get Out of Debt · 6 Comments 

Synopsis: People fail to get out of debt because they are lack of reasons and motivations to do so.

I always emphasize that the reasons are the most important source of motivation for us to take action and achieve something. By clearly knowing the reasons, it will be easier for us to plan for our goal, take action, be motivated and never give up. Giving Up is the stopping point for our goal. I believe as long as we don’t give up, there is no full stop for us and so as failure. If you never give up and keep doing, one day you will success. This is why finding the reasons to do something are very important.

Getting out of debt is one of the hottest goals that many people have make. However, not every one of them can work until they pay off the last cents. Why? This is because most of them don’t have a concrete and painful WHY to support their goal of getting out of debt. If you are one of them, don’t worry. In this article I will show you some of the reasons why you must get out of debt as earlier as possible.


Reasons Why You Must Get Out Of Debt

 

Your Marriage and Family

Debt has the power to wreck a marriage! It is really sad to hear that couples around me arguing and quarrelling because of money or debts. They love each other however they just cannot handle the stress from debts and then release their stress on their love one. This is quite a common condition happens on most people around me.

Debt has some kind of side effect on our emotion especially for the person who generates income and manages the expenses of a family. Usually this job is done by husband wife. The condition even worst if they found that their income is not enough to cover all the debts. No matter how hard they work, they just can’t drop down the debts. Then they will start blaming each other that why they overspending, buy something useless and etc. Then each of them will be angry, unsupportive and finally threaten their marriage. Long time argument will break a marriage. Once a marriage is broken, then the family will be separated and everyone will suffer from this incidence, especially the children.

So If you love your family and children, please set a time and sit down, talk to your spouse and discuss what you all can do to pay off the debt as long as possible.

 

You Sanity!

Are afraid to answer the phone because you have many creditors after their money? Do you lose sleep at night because you mind keep counting the number that how much money you owe? Are you living in a worry and stressful life as you have to keep facing the debt again and again every day? All these are the most common problem that people may have if they are deeply in debts.

Don’t you feel that it is a big problem if you have this kind of lifestyle? All this will affect your both your mental and body health. First, debts will generate unhealthy emotion such as anxiety, frustration, hopelessness and worry. All these emotion states will affect our health of mental and we call this financial stress. When the financial stress hit until certain level, people will try to do something to release it. Here people will likely adapt some bad habits such as drinking, smoking, over-eating or even taking drugs! All this will affect our body. This is a chain!

So if you want to live longer, freely, out of worry and be happy every day, then you must make the decision, take action and do something to reduce your debts. There are plenty of debts reduction advices available on the internet. Just read through and take action. The more debts you pay off, the less of stress you can feel. You really can feel the change.


Your Credit and Future

Our credit is very important because it is linking up with our future. Let me ask you – Do you want to achieve financial freedom, become rich and wealthy? Or Do you want to have financial security for your life? Where you don’t really have to worry about your money so much….

If you say yes, then you must take a good care over your credit. This is because we can leverage on our credit to achieve our financial goals in future. For example, you want to buy your dream house for your family. So you will need to have a good credit in order to get a good mortgage deal. If your credit is bad, no bankers will lend their money for you to buy your house.

If you want to be financial free and rich, then credit is one of your weapon. You are going to need credit to borrow massive of money as your capital and invest. You are going to use “other people money” to build your own wealth. This is one of the fastest ways to generate money.

Now all you have to do is start taking care of your credit. Of course, the most direct and effective way to increase your credit is paying off your debt!

 

Conclusion

Above are just some of the main reasons why we must get out of debt. This is for the goods of our family, our love one, our health and future. You may also figure out more reasons to support your desire to get out of debt. The more reasons you have, the stronger your desire will be.

The Selling Theories that I learn from Anthony Robbins

November 21, 2007 · Filed Under Something That I Learn · 3 Comments 

This is another post about something that I learn.

Yesterday, I listened to an audio course, The Power to Influence from world famous success coach, Anthony Robbins. This is an audio course that consists of 6 CDs which talk about the selling techniques and theories that will boost your sales. I managed to finish the first section of the course. There are 2 sections in first CD. I don’t want to finish the first CD one shot as I want to apply the “share after learn” skill from Brian Tracy.

I can see that Anthony Robbins did a great job in this course as he is an expert in human behavior and thinking. So he will use the same theories and apply them in the selling process which will make people buy. The theory is really different from other selling education material because he is showing us how to attack the emotion part of the customers.

Selling skills are very important if you want to start your own business or dream to be a successful entrepreneur. This is why this kind of selling course s is very important for us to learn the basic knowledge about how people buy and why people not buy.


Sell “Wants” instead of “Needs”

In the first 30 minutes, Anthony Robbins concentrates on the discussion about the selling technique – Sell What People Want and Not What People Need.

Buying is an emotional process. In most cases, we buy something that we want at that particular moment instead of sitting down and think whether it is something that we need. If every one of us thinks rationally before we buy, there would not have so many people fall into deep consumer debts. So this is the biggest prove that we all usually buy something emotionally.


Leverage the Pain and Pleasure of Your Customers to Sell Your Products

If you want to sell something to a customer, then you must tackle the customer’s emotion so that you can make him/her feel some kind of “want” over your products. This process is what Anthony Robbins calls Persuasion. Persuasion is a process of getting your customer to clearly associate their feeling to your products.

So how we can persuade and control a customer’s emotion? The answer is Leverage on your customer’s pain and pleasure.

Anthony Robbins believes that all our human behaviors, actions, habits or mindset are built in order to avoid pain and gain pleasure. We do everything for reasons and so as the buying process. So as a salesman, our job is make the customers feel pain if not buying now and gain unlimited pleasure by owning our products. In fact, we must concentrate more on pain because human will do more to avoid pain rather than gain pleasure. That’s mean in some cases, people will give up their pleasure in order to avoid pain. So we must concentrate more on pain. Maybe you can make your customers feel losing if not buying now or you can show him how he/she will be alone and hurt if they don’t buy your product. This is the skill.


Tips on How to Make People Buy

A customer will not buy your products if he/she associates too much pain on buying instead of not buying. Below is a list of tips that you can use to make people buy which I extracted from the course:

 

    • Ask questions to collect information. First, we use the most basic skill - ask and listen. We must understand and know what our customers are thinking. So prepare a list of questions that will help you to get the relevant information that you need to make the sales.
    • Knowing the pain and pleasure. Now you have the correct information. What you have to do next is know the real pain and pleasure that you can associate to your customers’ feeling that they must buy now.
    • Give the reasons why they must buy. Give the reasons why they must buy now if not they will regret, pain, alone, hurt and etc. Just show them how painful it is if they don’t buy your products. The reasons you give must be the customers own reason and not those common reasons that we can think about. This is because different people have different kind of pain. So you must find the right reasons and attack them.
    • Be professional and sell consequences. Please don’t talk so much on your products and how good it is. Instead pay more attention on your customers and sell the consequences. You are a professional in your products, you job is showing your customers what is the consequences that they will have by owning your products. Of course, you must again link up the consequences with pain and pressure.


Conclusion

That’s all for what I learn from the first 30 minutes of the course. Actually there are a lot of explanations and examples in the course which I think will help you understand the theories better. You can click here to find out more.

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