I spend money compulsively, how to stop it?
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I came across this topic from Yahoo! Answers. There are many people asking how they can stop the compulsive shopping and get control over their emotion and money. If they are asking this, probably they are feeling the pain of compulsive shopping and lack control over their life.
Compulsive shopping just like gambling or taking drugs, is a habit that attaches to our emotion. This is why it takes some works to stop it as we have to fight with our emotions. Besides that, the credit card usage in today society also contributes the cultivation of compulsive shopping among the people. Credit card has the power to let us buy whatever we want to and pay it later. So in some cases, you will never know how much you have spent until you receive the bills. This is a good news for you to continue with your compulsive shopping until the disasters.
Yes compulsive shopping is not good for our personal finance and we should stop it and remove this habit. So below are some of the steps that I believe can help you if you are a compulsive shopper:
7 Easy Steps to Stop Compulsive Shopping
- Understand why you do this. You have to figure out why you must do this. WHY is the source of motivation for all of us. If you have a strong why, you will be able to fight your desire because your motivation is very strong. You can read more information or stories about the benefit of stopping compulsive shopping and the disaster that will come to you if you keep it. Those information will help you to find more WHYs and motivation.
- Set a goal and make a plan. First you must set a goal, a financial goal. Then make a plan or budget to achieve it. A goal will help you to focus on something instead of shopping and a plan will help you to take action. Besides that you must write them down on a piece of paper and stick it with you or attach it in places that you always look at. I suggest you put in your pocket or wallet. So each time you open your wallet, you can read your goal and remind yourself what you should do.
- Cut or store up all your credit cards. As I said just now, credit card is a great tool for you to shop compulsively and it can make your shopping desire grows stronger and stronger. So stop using them and this will limit your buying power and of course your buying habits.
- Start using limited cash. Use cash to buy things that you need. However, you have to limit the amount. You can just take a certain amount of money out of your bank account and spend it. Never take out all your money because too much cash on your hands will increase your buying desire.
- Stop visiting shopping center and web sites. Stop visiting those shopping centers especially web sites. Stop watching those shopping channel on TV too. They will raise your buying desire with words and sounds and then make you spend money. Well this is the way they make money. So who you want to make rich? You or they? You have the right to make the decision.
- Be active and busy. Well, people go for shopping because they are free and nothing to do in their spare time. They don’t have a goal to achieve for their life and this make them have so much of spare time for shopping. So just set a goal and make yourself busy. For example, you can set a goal to help your church so you can spend more time in church instead of shopping center.
- Rewards. No, you are not going to buy anything as your rewards. Instead, you should let yourself feel it and praise yourself that you can take the actions and fight your shopping desire. You will feel that you are strong and successfully because you can control yourself, your emotion, your desire and etc. You should be happy and exciting with all this. Let me tell you one thing that the persons who can control themselves are the person who will succeed in anything of their life. This is why people respect those successful people because of their power and ability.
Believe Yourself, You Can Make It
Our human is very strong and can control many things. In fact, it should be easy to control our own self as our body, emotions, health, mindset and ideas are belonging to us and not other parties. So just believe yourself that you can do anything to fight and change your compulsive shopping habits. If you believe it, you will make it.
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