Welcome to another new Carnival of Debt Reduction for this week. Hope you have a great time to read all the tips and information on debt reduction. Without wasting your time, here are the articles:

Beware of Easy Fixes from My Credit Scores

Remarks from Author :

Debt and credit improvement tactics

Type of Debt Consolidation Loans from 3 Debt Consolidation

Remarks from Author :

Chris Viale, GM at Cambridge Credit Corp. in Massachussets, USA. He says 70% of American citizens who take out home equity or debt consolidation loans to pay off their existing credit card debt end up with similar debt loads (if not higher) almost within 2 years!.

Steps to Avoid Foreclosure : What to do when you can’t keep up with mortgage payment from Grad Money Matters

Broke and in debt is normal. Be Weird! From Dandelions and Daydreams

Remarks from Author :

This article is a personal review of Dave Ramesy’s Financial Peace University classes. My husband and I are currently 1/2 way through the program

Credit Card Finance Charges | Credit Help and Tips from The Truth About Credit Card

Getting Out of Debt – TT#8 from Stop the Ride!

Increasing Cash Flow for Debt Reduction from Ask Mr Credit Card’s Blog

Unscrupulous Companies and Reporting Requirements from My Credit Scores

Remarks from Author:

Some companies act in favor consumers, other make it obvious that they do not

Being Debt-Free is not Always What it’s Cracked Up to be from Queercents

Remarks from Author:

Next time you’re building a head of gray hair or freaking out over having to carry a small amount of debt on a temporary basis, remember that being intentional with your money pays far more dividends than obsessing over being entirely debt-free.

I hate Debt from My Money and my life

Remarks from Author:

My personal confession about my debt and resolution and how to get out of it.

10 Common Sneaky Credit Card Companies Charge from Credit Card LowDown

Welcome Clark Howard Fans and WSB TV Viewers from No Credit Needed

Remarks from Author:

Chalk one up for the “good guys”! Debt Reduction makes it to the TV! Let me know when you go “live” and I’ll link-back! NCN

 

PS: If your article appears below, then your article might be considered off-topic or not suitable and related to this carnival. Please feel free to double check your article.

• Stock Chart, Understanding the Basics from Stock Trading 101
• How a Hot Chick Paid Off $20,000 in Debt from Restoring Your Finances and Your Faith
• How to Track Your Financial Independence: Series #3 from The Road to A Perfect Life
• How to avoid Paying Retail from Frugalist
• How much worse can housing get from Related to Mortage
• Home Buyers Suing to get out of Contract from Fraudfiles
• Desire to Date and Desire to be Debt-Free from Becoming & Staying Debt Free
• Financial Independence Series #4 – How to get Started from The Road to A Perfect Life
• Report – Free Money Collection in Quarter 4 of 2006 from FIRE Finance
• Confessional of A Compulsive Shopper from Debt Free Wannabe

That’s all for the carnival of Debt Reductions for this week. I hope you can enjoy all the articles in this carnival.

Just a simple announcement. Journey to Financial Freedom will host the coming up Carnival of Debt Reduction next Monday 7^th of May.

So if you have any great articles related to debt reduction, you are welcome to submit to me so I can put it in the Carnival of Debt Reduction.

I think it been a long time Journey to Financial Freedom didn’t participate in any carnival. However, this week will be a starting week for me to contribute to the carnival by submitting 3 articles to 3 carnivals. Here is the list:

 

1. 8 Tried and True Steps for Building an Online Business in Carnival of Entrepreneurs
2. 11 Credit Report Myth in Carnival of  Debt Reduction # 83
3. The 5 important habits of a Successful Real Estate Investor in Carnival of Personal Finance # 96  

 

In future, I hope I can write more good and quality articles and contribute to the carnival. So for the time being, please have fun over the 3 carnival that Journey to Financial Freedom joined for this week

  

Huh… I feel so happy and lucky that I still manage to host this week’s Carnival Of Debt Reduction. So without wasting your time, below is the new version of Carnival of Debt Reduction #73.

ÂÂ

The Thrifty Smart Cookies from Thrifty Mommy

This post is about an accountability group called “The Smart Cookies” that focus on paying off debt, saving and investing.

ÂÂ

Free Money: New Savings Account Bonuses from Getting Green

A review on those Saving Account Bonuses

ÂÂ

Thoughts on Too Much College Debt from Free Money Finance

What is too much college debt?

ÂÂ

Daily Expenses Sheet Template from Tipskey - Unlock Practicality

The first thing we want to see in debt management is the record of our own expenses. This sheet template helps us start.

ÂÂ

Feeling of being debt free from Money Walks

Andy just shared with us what is his feeling after being debt free….

ÂÂ

Another Way to Fight Off Big Debt from Debt Free

Some other way to fight with your big debt

ÂÂ

Million Dollar Savings Club Update: Week 5 from Bryan C. Fleming

Another weekly updates for Million Dollar Saving Club… if you wonder what the club is about, then you must visit the site.

ÂÂ

The Lure and the Trap of Debt Consolidation - and the Possible Benefits from Searchlight Crusade

Well, let see how cash flow can be the lure and the trap of Debt Consolidation in this article.

ÂÂ

The most powerful weapon against debt: Your mind from Wise Bread

This is an article about how to fight against your debt by changing your mindset and be motivated.

ÂÂ

The Art of Budgeting For Debt Reduction from Ask Mr Credit Card Blog

Contain all the basic that you must know about budgeting for Debt Reduction

ÂÂ

Be Honest With Yourself from My New Choice

This is a great real-life experience story on getting into debt and out of the debt.

ÂÂ

Are You Prepared to Lose Your Job? From Queercents

No matter how secure you may think your job is, it could end tomorrow unexpectedly. If it does, are you prepared for this emergency? Or, would you not only be panicked but also find yourself screwed financially if it happened to you?

ÂÂ

Getting Out of Debt (Part 1) from Verve Coaching

Part 1 of the Getting out of debt series

ÂÂ

Reducing Debt by Eliminating Leaks from Scott On Money

Some simple steps you can take to reduce your debt

ÂÂ

Never pay off student loans early! From Stingy Students

Reason why never pay off student loans earlier.

ÂÂ

8 questions that will prevent impulse spending from Penny Pinching

You better ask yourself this 8 questions before spending your money.

ÂÂ

More questions that will prevent impulse spending from Penny Pinching

This article is showing you what is the different between a normal shopper and a penny pincher questions when making buying decision.

ÂÂ

33 Surefire Tips to Financial Prosperity from Debt Consolidation Lowdown

A hot article about 33 tips to financial Prosperity

ÂÂ

Pay Off Smaller Debt or Larger Interest Rate? From War on Credit Cards

So what is your decision? Read this article to find out the answer.

ÂÂ

Make Multiple Debt Payments Every Month from No Credit Needed Blog

Great idea and strategy there that you can try out paying off your debt.

ÂÂ

Smoothing Out those Bumps in the Road from Blogging Away Debt

Here’s some ideas to help smooth out some of those debt reduction bumps in the road that you may encounter on your journey.

ÂÂ

So above is the list of articles for this week’s Carnival of Debt Reduction. I hope you all enjoy this new carnival and also new theme for my blog. Good Luck

ÂÂ

PS : First of all, I would like say sorry for the late posting for this week’s Carnival of Investing due to the internet connection problem with my PC. But now everything is clear.

ÂÂ

Below is the submission for this week:

ÂÂ

What Increases Your Home’s Value and By How Much

Steve Faber from Debt Free

ÂÂ

Why You Should Trade ETFs & Mutual Funds Rather Than Individual Stocks

Gerry Wollert from Work at Home Entrepreneurs

ÂÂ

Why You Should Use a Stop Loss and Profit Protect Discipline

Gerry Wollert from Work at Home Entrepreneurs

ÂÂ

Accounting For That CPA

Madeleine Begun Kane From Mad Kane’s Humor Blog

ÂÂ

Another Reason Not to Invest in the “High Fliers” - You’ll Never Get the Advertised Returns

FMF from FreemoneyFinance

Remarks : Don’t listen to all the media advising you on investments — it could cost you.

ÂÂ

Foex 101 Pt 2

Amateur Investor From The Road 2 Riches

ÂÂ

Power Secret: A Must Read For Those Age 24 or Younger

Burningchrome From SmartCoolRich

ÂÂ

Did You Own AAPL Before the iPhone Announcement?

Silicon Valley Blogger From The Digerati Life

ÂÂ

Compound Annual Growth Rate: Beware

William Wallets from A Financial Revolution

Remarks : This is a financial mathematics article which introduces the Compound Annual Growth Rate. It begins with simple explanations of the formula and gets a little bit more in depth. I feel the highlights of this article are the caveats about using CAGR to make investment decisions.

ÂÂ

Trying to get it right: Real Estate Investing - Buy Low

Dorky Dad from Trying to get it right

Remarks : The secret to investing

ÂÂ

Your Financial Resume

Big Cajun Man From Canadian Financial Stuff

Remarks : Sometimes it’s important to do a Financial Resume to see how your financial career has gone.

ÂÂ

Save For A Down Payment or Buy Now? (Part 2 of 2)

Dan Melson From Searchlight Crusade

ÂÂ

Project BioShield Has Given Biotechs Little Motivation to Protect Americans

H.S. Ayoub From BioHealth Investor

ÂÂ

DELL, HPQ: PC Industry on a Treadmill

Bill Trent From Stock Market Beat

ÂÂ

A COOL Concept To Make Money

Chuck Russell From Make Money Online

ÂÂ

Become richer by subtracting 10% from your income

Chris Johnson from Wise Bread

ÂÂ

Beyond iPhone - Apple (AAPL) is a long term buy

Frugal From My 1st Million At 33  ÂÂ

ÂÂ

Go Open A Roth IRA Right Now!!!

Jim From Blueprint for Financial Prosperity

ÂÂ

Can’t Bring Myself to Buy Anything

The Dividend Guy From The Dividend Guy Blog

ÂÂ

Live Within Your Means

Sagar Satapathy from Debt Consolidation Lowdown

ÂÂ

Don’t Chase

Scott from Scott On Money

ÂÂ

Stockbrokers Caught Abusing Their Client’s Money

Fred Fry From Fred Fry International

Remarks : Don’t chase a bad investment down and throw away all of your hard earned money in the process.

ÂÂ

When is an index really an index

Makingourway from makingourway

Remarks : When is an index really an index? Many funds create statistical approximations of an index. Does this make sense to you?

ÂÂ

2007 Year of the Golden Piggy Bank

Michael K. Dawson from Breaking the Shackles of the 9 to 5

ÂÂ

Section 529 College Savings Plan

Martin from Money Blog Site

ÂÂ

Don?t Rely The Lottery

Corey From myopiniononeverything.com

ÂÂ

Optimizing Risk: A Pillar of Financial Success

Matthew Paulson From Getting Green

ÂÂ

Chinese Stocks to Watch in 2007: CHA

TJP from Investor Trip

ÂÂ

Established overseas property markets attract city bonus spending in 2007

A. Samuel From Overseas Property

ÂÂ

401k Revenue Sharing Controversy

Jim from My Retirement Blog

ÂÂ

Entries and Exits

Brian Schumacher from $$ Trade 4 Cash $$

ÂÂ

How EVERYONE Can Get Rich - A Practical How To?

Mark McManus from Build Your Life To Order

Remarks : This article is a very practical, step by step method of how anyone can become a millionaire - seriously.

ÂÂ

How to Beat the 10% Compounding Myth

Lazy Man Money From Lazy Man and Money

ÂÂ

Dumping American Century Ultra Mutual Fund

Ben Form Money Smart Life

Remarks : Reviewing your retirement portfolio for better investing options should be a periodic event. If you find a superior alternative don’t wait as long as I have to make a switch.

ÂÂ

What is passive residual income?

Joe Caterisano from penny pinching

ÂÂ

Price Earnings Value of ASX 200

Paul Smith Form Investing using Fundamentals on the Aussie StockMarket

Remarks : This article is about how market statistics can be misleading. I have analysed the market statistics for the PE ratio of the ASX 200 compared to the sector values and find that there is a huge difference.

ÂÂ

ÂÂ

This week I get a lot of submission for the Carnival of investing. I can say that this is the longest list that I made for Carnival of investing. Really thanks to those who submit their articles. Next week Carnival of Investing will stop at The Digerati Life